Eric Laney

NMLS# 543354, Hanceville Office

906 Main Street NE

Hanceville, AL 35077

Call: 256-735-2981

Email Eric >

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Born in Decatur, Eric has always lived
in Cullman County.

He attended Wallace State and graduated from Athens State Community College with a business degree and the Community Banking School at Samford University. He entered banking in 1994 but wanted to “get back home” and started at Merchants in 1997.

 

My favorite banking stories.

I don’t know if I have a favorite story. I always enjoy helping someone’s dream become a reality, whether that dream is a new home, car, boat, or tractor.

Why is local lending important?

Customers like having someone from their hometown to do business with. They like having that one-on-one interaction. Customers take comfort in knowing that their accounts, whether they are personal or for their business, are held and handled locally. Also, customers like getting a live person when they call.  They do not want an automated system.

What matters to you?

Trust. When you are handling someone’s financial needs you want and need them to have that trust in you. That’s why I try to make sure that I treat customers the way that I want to be treated.

To you, what is The Merchants Way?

The Merchants Way is community. We strive to treat customers as neighbors because they often are. Our customers are people not numbers.

What do you like most about your job?

Lending money is not just about loans. It is about serving our customers, neighbors and community because lending affects a large part of our society. When you make business loans, usually that loan is for increasing inventory or buying a piece of equipment or building that in turn will help sell a product that may be bought locally. When you make a personal loan, usually that loan is for making some type of purchase that is usually spent at a local business which in turns helps our local economy. By lending to consumers or businesses we help the community as a whole.

What do you do in your spare time?

I enjoy spending time with family and friends. I like to hunt and fish. I also enjoy riding ATVs and raising a few cows on our small farm.

How are you active in the community?

I have served as the Treasurer for Simcoe Baptist Church for the past 15+ years. I currently serve on the Board of the Good Samaritan Health Clinic and have been a part of various fundraisers for local charities sponsored by Merchants Bank. I have been a Councilman for the Town of Fairview for the past couple of years, and also volunteer at Fairview Elementary where my wife Julie is a 2nd grade teacher.

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