Deep Roots In Cullman’s Growth Industry
When we started in 1907, farming was the number one reason people walked through the doors of our bank. Over a century later, when Cullman ranks among the highest nationally and regionally in poultry, sweet potato and farm production, there are even more reasons farmers come to us for ag lending. Merchants has a deep understanding of the unique challenges faced by farmers and farm families. Our loan and financial products are tailored to meet the needs of business people who follow breaking news on their weather radio, not Wall Street Week.
Loans That Fit Farming Like A Canvas Glove
Our Ag Lending meets the needs of businesses that meet around the kitchen table. We provide working capital for planting and livestock acquisition as well as real estate loans for land expansion and lending for farm equipment. We offer farmers the agricultural financing they need to fulfill their needs, obligations and ultimately their dream, providing a spectrum of farm-friendly loan products that feature low-interest rates and lines of credit.
Lenders That Cultivate A Long Term Relationship
Whatever crop you raise, we understand what you’re really trying to grow is your future. With Merchants, you meet with a local lender who has the power to give you a decision, often while you’re meeting with him. Being your local decision maker gives our lenders a sense of ownership in your venture that is fertile soil for a long term relationship. Whether you farm part-time or your farm covers part of the county, talk to one of our lenders. You get up for work in the dark. Choose a lender who won’t keep you there.
For assistance with Ag Lending, contact Will Harding at 256-735-2983.