Merchants Bank’s management team from L to R: Jeff Yarbrough, Kerry Hanvey, Jill Bradberry, Steve Glasscock, Charlie NeSmith, Clark Rainwater and Jenny Clark.

Our Employees See Us As Family.
Our Customers See Us As Better.

Merchants Bank’s cutting edge products and services make the most of your time and money. But how many banks make real time for you? At Merchants Bank of Alabama, you see the same people year after year. You never get the run- around that you do at banks where employment is a revolving door. Instead we keep our door open, so you can talk to any employee up to the CEO to get where you need to be.

As Executive Vice President and CFO Clark Rainwater said, “In today’s competitive environment we have to establish an atmosphere of integrity and earn the trust of our customers. It’s about relationships, and being a trusted advisor, whether it’s the right loan structure or the right deposit account that meets their specific needs. The ‘cookie cutter’ approach doesn’t always work. From the bottom to the top, the Merchants Bank family tries to make customers feel welcome and treated in a respectful manner, as they would want to be treated themselves.”


Christopher N. Borden
PharmD, RPh  Borden Family Pharmacy and Market Shoppe

Judy P. Butler
Vice Chairman of the Board, Partner, Jeb Williamson C.P.A., LLC

Billy W. Fletcher
Businessman and Farmer

S. Wayne Fuller
Vice Chairman of the Board, Partner-Fuller & Willingham Attorneys at Law

Steven R. Glasscock
CEO & Chairman of the Board

Reba D. Miller
Secretary of the Board, Businesswoman

David G. Moss

Andrew J. Ratliff
Owner, Farmers Poultry Supply, Inc.

John T. Williamson
DVM, Veterinarian



Steven R. Glasscock
CEO & Chairman of the Board

Charles R. NeSmith
President, Senior Lending Officer

W. Clark Rainwater
Executive Vice President, Chief Financial Officer

Wanda Folds
Senior Vice President, Mortgage Loans

Kerry Hanvey
Senior Vice President, Operations

Laura Johnson
Senior Vice President, Internal Auditor

Raymond Williams
Senior Vice President, Loans and Security

LaRue Brock
Senior Vice President, Loans

Jeff Yarbrough
Senior Vice President, Information Technology

Glenda Hardiman
Vice President, Loan Operations

Angie Lanier
Vice President, 157 & Fairview Manager

Hollie Bryan
Vice President, Credit Review

Michelle Kimbrough
Vice President, Mortgage Loan Officer

Jill Bradberry
Vice President, Compliance and CRA Officer

Eric C. Laney
Vice President, Hanceville Loan Manager

Kim Dockery
Vice President, Silver Spirit Director

Ross West
Vice President, Loans

Melissa Henderson
Vice President, Investment Services

Debbie Garrison
Vice President, Arab Operations Manager

Jenny Clark
Vice President, Human Resources and Administration

William H. Harding
Vice President, Loans

Brandon McCain
Vice President, Arab Loan Manager

Ellen Burns
Vice President, Loans

Sandy Parker
Assistant Vice President, Hanceville Operations Manager

Connie McDonald
BSA & OFAC Compliance Officer


Merchants Bank

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