Free Checking*

An outstanding account that allows you to write unlimited checks - with absolutely no service charge!
- $100 minimum balance to open
- No monthly fees
- No minimum balance to maintain
- Unlimited check writing
- Monthly statement with images of your checks or e-mail statement available
- Free statement binder
- First order of checks free
*Insufficient Funds (NSF), etc. will be charged according to Merchants Bank of Alabama fee schedule.
Club Accounts
The Club
For just an $8 monthly membership fee, this account includes checking and many other services!
- $100 minimum balance to open
- No monthly minimum balance requirement
- Unlimited check writing
- Free wallet logo checks
- No service fee for traveler’s checks or cashiers checks
- 10% discount on safe deposit boxes
- Insurance benefits for accidental death
- Many more money and time-saving benefits
The Club Plus
For just a $10 monthly membership fee, you get all The Club benefits plus higher insurance benefits, shopping discounts and more!
- $100 minimum balance to open
- No minimum balance requirement
- Unlimited check writing
- Free wallet logo checks
- No service fee for traveler’s checks or cashiers checks
- 10% discount on safe deposit boxes
- Significant insurance benefits for accidental death
- Safe deposit and home inventory logs
- Discount eyewear and Shopper’s Advantage
- Many more money and time-saving benefits!
| Each depositor insured to at least $250,000 by the FDIC. |